How Temporary Car Insurance Can Be Better Value Than Annnual Cover
Several vehicle insurance policies are still sold for 12 months. However to cater for differing needs amongst drivers, short term automobile insurance is now available, providing cover for six months, 28 days or even 24 hours.
Temp motor insurance is often referred to as policies ranging from 1 to 28 days. However, now a few different insurance providers offer flexible cover for between 1 to 6 months.
To add to this, rolling pay as you go monthly insurance is now available to drivers. This gives the option to switch cover on and off for times when they know it will not be required.
There are several situations where 1 day temporary cover may be appropriate. One of the most popular is making sure you are insured when using a friends vehicle. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any no claims bonus acquired. This could therefore be a good option for more experienced drivers.
Another reason temp insurance is taken out is to provide insurance for an additional driver so driving can be shared on a longer journey.
Providing insurance for a foreign guest is another reason. As is needing temp cover when taking a new or 2nd hand vehicle home after purchasing it. Taking a test drive and requiring cover for a weekend can be another eventuality.
Not many van drivers actually own the vehicle themselves. This can be where 2 week car insurance is required, when you are borrowing a van for a range of reasons.
For those riders that are attending a biking convention or meet-up, tempcover could be useful if the bike you are riding is not one you use regularly. This may prove economical if they use a car most of the year and will only be using the motorbike while they are away.